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Welcome, fellow Louisiana residents, to the fascinating yet sometimes terrifying world of termites! If you live in the Bayou State, you've probably heard a thing or two about these critters, and you might even have some unpleasant first-hand experiences with them. Don't worry, though - we've got your back! In this post, we'll dive into the mysterious world of termites in Louisiana, explore how they can invade your home, and offer some preventative maintenance measures. Plus, we'll discuss what to do if you find termites in your home and how to look for the right professional. Finally, we'll answer the million-dollar question: does insurance in Louisiana cover termite damage?
1. The Great Infiltration: How Termites Get into Your Home (Expanded)
Termites are sneaky little creatures, and they have a knack for finding ways into your home. Here are some of the most common entry points and additional details on how termites exploit them:
By understanding how termites infiltrate homes, you can take proactive steps to safeguard your property against these wood-destroying pests. Regular inspections, prompt repairs, and sealing potential entry points can go a long way in preventing termite infestations and the costly damage they can cause.
The images above and below are examples of termites damaging the sheathing and rafters on a roof.
The above image is the location of the water infiltration that gave the termites the moist conditions they needed to survive.
Prevention is Better than Cure: Maintenance Measures
No one wants termites in their home, so it's crucial to take preventative measures. Here are some tips:
Termites? In MY House?! What to Do
So you've found termites in your home, and now you're panicking. Take a deep breath, and follow these steps:
The Termite Whisperer: How to Find the Right Professional
Finding the right termite control professional is crucial. Here's what to look for:
Our local pest control provider is Mulkey Pest Control and speak with Scott at (985)345-2935
The above photo was found because it looked like dust was near a separate crown molding. Upon further inspection, it looked like saw dust. The crown creaked and sounded hollow to touch. After ripping it off, the worse was found.
The Insurance Conundrum: Is Termite Damage Covered? (Expanded)
In most cases, homeowner's insurance policies in Louisiana do not cover termite damage, as it's considered a maintenance issue. This is because insurance providers typically view termite infestations as a preventable problem that homeowners should take steps to avoid through regular inspections and maintenance.
However, there is a silver lining. Some insurance companies may offer additional coverage for termite damage, known as a termite bond or termite warranty. This is a separate contract between you and a pest control company, which provides protection against future termite infestations and covers the cost of treatment and repairs if termites are found. Here's what you need to know about termite bonds:
To determine if termite damage coverage is available through your homeowner's insurance or if a termite bond is right for you, consult with your insurance provider and get quotes from reputable pest control companies. Keep in mind that investing in a termite bond or taking preventive measures to avoid termite infestations can save you from potentially costly repairs in the long run.